Merchant Services

Banking Tools for Your Business

At Pathway Bank, we provide the tools and services businesses need to operate efficiently and manage finances with confidence. Our Cash Management solutions are designed to save time, simplify day-to-day banking, and help you stay focused on growing your business.

With secure Digital Banking, you can conveniently access and manage your accounts anytime, anywhere.

ACH services

Automate payroll, vendor payments, and collections with secure electronic transfers.

ACH FILTERS & BLOCKS

Protect your accounts by controlling which ACH transactions can post.

Remote Deposit Capture

Deposit checks from your office without visiting a branch.

positive pay

Reduce fraud by reviewing and approving checks before they clear.

wire transfers

Send funds quickly and securely for time-sensitive transactions.

reporting & alerts

Monitor account activity with reports and real-time notifications.

sweep services

Automatically move excess funds to help maximize liquidity, earnings, and FDIC insurance coverage.

MERCHANT SERVICES

Accept card and digital payments with secure, convenient processing solutions.

digital banking

Manage your accounts anytime, anywhere with secure online and mobile banking.

MEET OUR TEAM

MICHELLE HEUERTZ
CHIEF OPERATIONS OFFICER

MEET OUR TEAM

ERIK WILLIAMS
OPERATIONS MANAGER, AVP

LOCATIONS

Find locations and hours near you.

Locations & Hours

REMOTE DEPOSIT CAPTURE

Deposit Checks Without Leaving Your Office

Remote Deposit Capture allows businesses to scan and deposit checks directly from their workplace using a bank-provided scanner.

Benefits include:

Save trips to the bank
Faster access to deposited funds
Convenient desktop check deposits
Unlimited checks and batches

Spend less time making deposits and more time running your business.

POSITIVE PAY

Reduce Fraud and Protect Your Accounts

Positive Pay is a fraud prevention service that compares issued checks and authorized transactions against items presented for payment. Exceptions can be reviewed and approved before posting.

Benefits include:

Protection against check fraud
Protection against unauthorized ACH activity
Easy exception review and approval
Increased account security

Positive Pay helps businesses identify suspicious activity before funds leave the account.

WIRE TRANSFERS

Move Funds Quickly and Securely

Wire Transfers provide a fast and reliable way to send funds domestically or internationally for time-sensitive transactions.

Benefits include:

Secure transfer of funds
Same-day processing options
Domestic and international capabilities
Online and in-branch initiation options

Ideal for large-dollar or time-sensitive business transactions.

REPORTING & ALERTS

Stay Informed and in Control

Reporting & Alerts provide visibility into account balances, transaction activity, and cash flow through online reporting tools and customizable notifications.

Benefits include:

Real-time account visibility
Transaction and balance reporting
Alerts for important account activity
Improved cash flow monitoring

Access the information you need to make informed financial decisions.

MERCHANT SERVICES

Accept Payments Wherever Business Happens

Pathway Bank offers merchant service solutions designed for businesses of all sizes, from simple mobile payment acceptance to advanced processing environments.

Solutions include:

Tap-to-pay using compatible mobile devices
QR code and payment link options
Point-of-sale systems
eCommerce payment processing
Reporting and analytics tools

Whether you need a simple mobile solution or a full-service payment platform, we can help find the right fit for your business.

DIGITAL BANKING

Manage Your Business Anytime, Anywhere

Pathway Bank's Digital Banking platform provides secure access to your accounts whether you're in the office or on the go.

Features include:

24/7 online and mobile access
Real-time balances and transaction history
Bill Pay and account transfers
Mobile check deposit
eStatements
Account alerts and card controls
Multi-user access with customizable permissions

Digital Banking gives you the tools to stay connected to your business finances wherever you are.

Michelle is passionate about helping businesses succeed. She works directly with business customers to evaluate their cash management needs and recommend solutions that improve efficiency, security, and cash flow management.

MICHELLE HEUERTZ
CHIEF OPERATIONS OFFICER
📞 Call Michelle: 308-392-3659
✉ Request Information