Pathway Platinum Savings
Maximize your business savings with competitive, tiered rates designed to grow alongside your balances. The higher your balance, the more your business can earn. No minimum balance fee and free eStatements help keep your costs low while your funds work for you.
Opening Deposit
Minimum Daily Balance to earn APY*
APY*
Interest Rate
Other Information
$50.00
$0.01 - $99,999.99
0.25%
0.25%
eStatements: Free
$100,000 - $299,999.99
1.00%
1.00%
Paper: $3/month
$300,000 - $399,999.99
1.75%
1.73%
$400,000 - $499,999.99
2.52%
2.50%
$500,000+
3.55%
3.50%
No Minimum Balance Fee | Free E-Statements | Interest Credited Monthly
Karat Monet Market
Give your business the flexibility it needs with competitive rates, convenient access to funds, and check-writing capabilities. Ideal for managing operating cash while still earning interest.
Opening Deposit
Minimum Daily Balance to earn APY*
APY*
Interest Rate
Other Information
$50.00
$0.01 - $59,999.99
1.0%
0.996%
eStatements: Free
$60,000 - $99,999.99
1.25%
1.244%
Paper: $3/month
$100,000 - $199,999.99
1.50%
1.490%
$200,000+
1.75%
1.737%
No Minimum Balance Fee | Free E-Statements | Interest Credited Monthly
Rates effective as of 04/30/2026.
*APY = Annual Percentage Yield. Interest rates and APYs are variable and may change at any time after account opening. Fees could reduce the earnings on the account.
Switch to Pathway with Ease
Take the next step on Your Path to Success. Our Switch Kit makes moving your account easy, with simple steps and local support when you need it.