CDs, IRAs, HSAs

CD (Certificate of Deposit)

Term IRA Term
Minimum Deposit to Open and Earn APY* 
APY* Interest Rate
3 Month
$1,000.00 3.75%
3.70%
6 Month   $1,000.00 3.70%
3.65%
12 Month  $1,000.00 3.60%
3.55%
18 Month
$1,000.00 3.60%
3.55%
24 Month $1,000.00 3.25%
3.21%
30 Month
$1,000.00 3.25%
3.21%
3 Year $1,000.00 3.25%
3.21%
4 Year $1,000.00 3.35%
3.31%
5 Year
$1,000.00 3.40%
3.36%
Rates effective as of 04/30/2026.
*APY=Annual Percentage Yield. Interest compounded quarterly unless otherwise stated. Substantial Penalty for Early Withdrawal. Fees could reduce the earnings on the account. Rate and APY are fixed for the term of the CD.

Health Savings Account

Take control of healthcare expenses with a Health Savings Account that helps you save, spend, and earn interest. Use your debit card or checks for simple, convenient access to your funds for qualified expenses.
Opening Deposit
Minimum Daily Balance 
to earn APY*
APY* Interest Rate Service Fee Other  Information 
$50.00 $0.01+
1.00%
1.00%
$2/month 
eStatements: Free
Paper: $3/month
Rates effective as of 04/30/2026.
*APY = Annual Percentage Yield. Interest rates and APYs are variable and may change at any time after account opening. Fees could reduce the earnings on the account. Consumers only. 

Switch to Pathway with Ease

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