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Business Loans

When it comes to the growth and success of your business, we know how important it is to have a financial institution as part of your team.

We have Commercial Lenders who are ready to help you with your business plans and financing needs.

Lines of Credit

We know how the monthly cash flow can vary for a business and collecting your Accounts Receivable doesn’t always provide a steady stream of cash. That’s why having a Commercial/Business Line of Credit can be vital to your business and having it ready when you need it. After your monthly receivables are collected, you have the opportunity to pay down your Line of Credit.

Our Commercial/Business Bankers are ready to help you with a monthly cash flow analysis to see what will suit your needs the best. We take into account:

Inventory
General Operating
Monthly Payroll
Accounts Payable Discount Terms

A Commercial/Business Line of Credit is perfect for all of your short-term financing needs. Click here to contact a banker for details.

Commercial Construction Loans

Commercial Construction Loans help cover the cost to construct, renovate, or expand a building. The projected value of the completed project will form the basis of the loan. We want to see our business partners grow and we will be with you every step of the way.

Construction loans are set up as a line of credit for construction draws
Interest is paid only on the total amount advanced
Variable interest rate tied to prime
Cost of construction is analyzed using construction plans, cost of materials and labor, infrastructure, surveys and other miscellaneous costs