Personal Visa Cards

Personal Visa® Debit/Credit Cards

At Pathway Bank, we offer the latest in convenience and technology.


Personal Visa® Debit Cards

  • Just present your card at the merchant and sign your receipt or use your PIN to complete your transaction
  • Purchase amount is automatically deducted from your checking account
  • $1,000 in purchases per day Point of Sale (provided adequate funds are available)
  • Make up to $2,500.00 in purchases per day with Signature (provided adequate funds are available)
  • Make up to $300 in cash withdrawals per day from any CIRRUS, PULSE, INTERLINK OR NETS System ATMs (provided adequate funds are available)2
  • No transaction fees on Visa point-of-sale transactions.
  • Visa's Zero Liability3 when you use your Visa Debit Card to make purchases
  • ATM withdrawal amount is automatically deducted from your checking or savings account.
  • Other ATMs are 4 free per statement cycle subject to fees from other banks

Your life. Your choice.

Earn more rewards for all your everyday purchases.1

3x the points

grocery cart  Grocery Stores

Discount Stores  Discount Stores

Gas Stations  Gas Stations

Restaurants and Fast Food  Restaurants and Fast Food

1x the points


grocery cart  All other purchases

Apply Online Today for a Simply Rewards™ Visa® Credit Card

Apply Now

Branch: Ask a Customer Service Representative for details.

We make it easy to redeem

Access your account to see how many points you’ve earned through online banking or your monthly statement at www.cardcenterdirect.com.

Redeem your reward points for Account Credits, Gift Cards, Travel, Entertainment and more.1

Additional Visa Benefits

Fraud Protection

Visa’s Zero Liability Policy means your won’t be held responsible for any unauthorized charges made with your card or account information.2

Others

Including auto rental coverage, emergency cash, travel/emergency assistance, warranty manager and more.3

Online Credit Card Control

View transactions, pay bills and track expenses.

Includes eStatements with 18 months of history.

Learn more about our competitive rates and fees.


Apply Now


Cardholder Self-Service Contacts

Online Account Access – www.cardcenterdirect.com

Rewards Points Redemption – www.cardcenterdirect.com

Customer Service – 1.800.821.5184


Cards issued by UMB Bank, n.a.
1Cardholders earn 3 points per dollar on purchases with MCC codes: 5411 (Grocery Stores), 5541 or 5542 (Gas), 5310 (Discount Stores), 5812 (Restaurants) and 5814 (Fast Food). Cardholders earn 1 point per dollar on all other purchases. See Simply Rewards Rules for details.
2Visa's Zero Liability Policy covers U.S. issued cards only and does not apply to certain commercial card transactions. You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.
3See the Rewards Rules and Guide to Benefits that accompany your card for details. Certain terms and conditions may apply.

Pathway Bank Travel Cards

  • The worry-free, hassle-free way to travel
  • Can be used anywhere that accepts Visa
  • $6.00 activation fee
  • Card can be reloaded $3.00 fee

Pathway Bank Gift Cards

  • Great gift idea for that hard to get person
  • Can be used anywhere that accepts Visa
  • $5.00 activation fee

ATM Card

  • 24/7 access to the cash in your account at any Interlink, CIRRUS, PULSE, INTERLINK OR NETS System ATMs worldwide1
  • Up to $300 in cash withdrawals per day from any Interlink, CIRRUS, PULSE, INTERLINK OR NETS System ATMs worldwide (provided adequate funds are available)2
  • ATM withdrawal amount is automatically deducted from your checking or savings account.
  • Other ATMs are 4 free per statement cycle subject to fees from other foreign ATMs

1Available on a Pathway Bank checking or savings account. Subject to qualifications.
2A surcharge may be assessed by the financial institution that owns the ATM.
3Visa's Zero Liability policy covers U.S issued cards only and does not apply to ATM transactions, PIN transactions not process by Visa or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit Visa.