CDs & IRAs

CDs & IRAs

The earlier you start saving for retirement, the better off you’ll be. A CD or IRA allows you to save money, earn interest and reduce the taxes you pay!


Certificates of Deposit (CDs)

In today's changing markets, a CD from Pathway Bank is the best way to let your money work for you with total peace of mind. With competitive rates and a wide range of terms; it's an investment plan that suits your needs and your goals.

  • Minimum deposit of $1,000
  • Wide range of terms available
  • Interest compounded quarterly and paid according to the payment method you choose
  • Automatic CD renewal1
  • Option to withdraw funds at maturity2

Individual Retirement Accounts (IRAs)

IRAs are an ideal way to save for your retirement. We can help you put together a plan based on your financial goals. Plus, with an IRA, the earnings may be tax deductible. Consult a tax advisor regarding deductibility.

  • No set-up fee
  • No minimum to open account
  • Competitve Rates
  • Conventional or Roth Accounts
  • Monitor with Online Banking

IRA Rollover

If you have received a disbursement from a qualified plan, profit sharing, or have an IRA maturing at another financial institution, you can roll these into IRA at Pathway Bank and maintain a tax-deferred status on those funds. The funds must be deposited within 60 days of receipts in order to defer tax until retirement.

1CD accounts will automatically renew at maturity. You will have 10 calendar days after the maturity date to withdraw funds without penalty. This account will not renew if you withdraw the funds on the maturity date or if we receive written notice from you on or before the maturity date of your intention not to renew.

2You will be notified at maturity; a penalty may be assessed for early withdrawal.